Harbor Oaks Homes under $1 million

Harbor Oaks Homes under $1 million

Welcome to Harbor Oaks, a serene and picturesque subdivision nestled in the heart of Florida. Known for its stunning landscapes and welcoming community, Harbor Oaks offers an idyllic setting for families, retirees, and everyone in between. With its lush greenery, charming streets, and proximity to local amenities, this neighborhood is a hidden gem waiting to be discovered.

One of the most appealing aspects of Harbor Oaks is the variety of homes available, particularly for those seeking properties under $1 million. This makes it an attractive option for first-time buyers, growing families, and anyone looking to invest in a vibrant community without breaking the bank. The homes in this subdivision boast a range of architectural styles, from modern designs to classic Florida charm, ensuring that there’s something for everyone.

Residents of Harbor Oaks enjoy easy access to beautiful parks, recreational facilities, and top-rated schools, making it a family-friendly environment. The nearby waterways provide ample opportunities for boating, fishing, and enjoying Florida's renowned sunshine. Additionally, the subdivision is conveniently located near shopping, dining, and entertainment options, ensuring that everything you need is just a stone's throw away.

Whether you're looking for a cozy single-family home or a spacious property with room to grow, Harbor Oaks has it all. With its affordable housing options and vibrant community spirit, this subdivision is the perfect place to call home. Come explore the charm of Harbor Oaks and discover why it’s one of Florida's most sought-after neighborhoods!

Newest Harbor Oaks Homes under $1 million

2105 Palm Terrace, South Sarasota
$425,000
3 Beds ⋅ 2 Baths ⋅ A4710552 MLS
Welcome to a fully renovated, move-in ready home in Harbor Oaks, tucked on a quiet tree-lined street in one of Sarasota’s most centrally located neighborhoods, just minutes from the white sands of Siesta Key. With 3 bedrooms, 2 full bathrooms, a heated pool, and no HOA, this home delivers the Florida lifestyle buyers are searching for without the condo fees or community restrictions, making it equally appealing as a full-time residence or a long-term rental investment. The home is also available turnkey, so you can move in or start leasing with nothing to buy and nothing to set up. Owned solar panels, with no lease or payment to take over, are sized to cover the home’s average utility bill, a real advantage for a home with a heated pool. A paver driveway and walkway lead to the front entry, with a covered carport along the side of the home. Inside, the open living and dining area is bright and welcoming, with warm wood floors, recessed lighting, plantation-style blinds, and a fireplace with a white stone surround anchoring the living room. The kitchen is finished with white shaker cabinetry, gold hardware, a striking deep blue tile backsplash, and stainless steel appliances, all open to the dining space so cooking and conversation happen together. The primary suite features an en suite bath with a glass-enclosed herringbone tile shower, a lighted mirror, and a separate makeup vanity. The second bedroom sits just next door, and the third bedroom, set off the living room on the opposite side of the home, works equally well as a guest room, home office, or den. The second full bath offers a glass-enclosed shower and the laundry area, conveniently located off the kitchen. Step out back and the fully fenced yard becomes a private resort. The heated pool is framed by extensive pavers, a decorative sand area with room for loungers, and a lush artificial turf lawn that stays green with no mowing. High-end landscaping and mature palms surround multiple patio spaces for dining, grilling, and relaxing in the shade, giving you a backyard you will use every day of the year with very little upkeep. The location is hard to beat. Siesta Key Beach and its famous powder-soft quartz sand are a short drive across the Stickney Point bridge, and Gulf Gate Village’s restaurants, coffee shops, and nightlife are close by. Phillippi Estate Park and its Wednesday farmhouse market, Sarasota Memorial Hospital, and downtown Sarasota’s arts and dining scene are all within easy reach. The area continues to grow, with Siesta Promenade bringing new shops, restaurants, and a boutique hotel to the gateway of Siesta Key, and the Sarasota Square redevelopment adding Whole Foods Market and an open-air shopping and dining destination just down US-41. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

2105 Palm Terrace, South Sarasota

Listing courtesy of KW COASTAL LIVING III. murraycoleman@kw.com
16136 Harbar Oaks Drive, Montverde
$625,000
3 Beds ⋅ 3 Baths ⋅ O6456311 MLS
Come and see this rare find in Montverde’s Harbar Oaks, where you can enjoy a half-acre lot with no HOA. Set high above a gently sloping lawn framed by mature oaks, this two-story home 3 bedroom home makes a memorable first impression with its stacked porches and an upstairs balcony with views of Lake Florence and the highly regarded Montverde Academy. Inside, wood look porcelain tile runs throughout the main level, which features a generous living room with a wood burning fireplace, a separate dining room, and a cozy breakfast nook off a spacious kitchen with granite counters and stainless steel appliances. Upstairs are three spacious bedrooms, including a primary suite with a walk-in closet. The home has two and a half baths, plus a bonus room over the garage with space for a home office, hobby room, or movie nights. **Coming soon to Harbar Oaks. Stay tuned for the full reveal.**

16136 Harbar Oaks Drive, Montverde

Listing courtesy of REAL BROKER, LLC. 855-450-0442
2121 Palm Terrace, South Sarasota
$594,900
3 Beds ⋅ 3 Baths ⋅ A4704777 MLS
Some houses just have a vibe. This one has it in spades. Tucked away on a quiet dead-end street, this fully updated 3-bedroom, 3-bathroom mid-century modern home blends clean, classic lines with genuine personality — the kind of place that feels curated, not staged. Two of the three bedrooms come with their own ensuite baths, so privacy and convenience are built right in. Step inside and every detail has been thought through: newer appliances, custom closets throughout, and custom blinds that let in just the right amount of Sarasota sunshine. Out back, the good times continue. A permanent screened-in living space is made for long evenings, morning coffee, or watching the rain roll through without missing a beat. The yard is spacious and professionally landscaped, with pet turf that keeps things low-maintenance and always green — no mud, no fuss, just easy living. And then there's the bonus: a separate, private-entrance guest suite. Whether it becomes overflow space for visitors, a long-term income opportunity, or flexible living quarters for extended family, the possibilities are wide open — the layout gives you the freedom to decide what works best. Location seals the deal. This dead-end street offers a rare mix of privacy and convenience, with easy access to everything Sarasota living is known for — shopping, dining, culture, and the Gulf Coast lifestyle just minutes away. Homes that combine this level of updated detail with true flexible living space don't come around often in Sarasota's market. Come see what makes 2121 Palm Terrace special. DU and main house are currently leased to the Sarasota Opera House January through March for a total of $30,000, This is typically done on an annual basis and they'd like to continue.

2121 Palm Terrace, South Sarasota

Listing courtesy of MICHAEL SAUNDERS & COMPANY. 941-951-6660
16017 Harbar Oaks Drive, Montverde
$879,999
5 Beds ⋅ 3 Baths ⋅ O6435135 MLS
Welcome to this spacious custom pool home on a beautifully wooded half-acre lot in Montverde! Offering 5 bedrooms, 3 full baths and over 3,700 sq. ft. of heated living space, this unique split-level home provides plenty of room to live and entertain. Enjoy a kitchen with granite countertops and stainless steel appliances, formal living area with fireplace, family room, bonus/game room and flexible living spaces. Step outside to your private Florida retreat featuring a sparkling pool and spa, screened outdoor kitchen, covered porch, fire pit and mature trees offering shade and privacy. A garage-sized workshop and additional tandem garage/storage space provide plenty of room for hobbies and storage. Updates include A/C replaced in 2022, newer kitchen appliances and refinished hardwood floors. Convenient to Clermont, shopping, dining and major roadways.

16017 Harbar Oaks Drive, Montverde

Listing courtesy of FATHOM REALTY FL LLC. bnunez@fathomrealty.com
2107 Pine Terrace, South Sarasota
$725,000
4 Beds ⋅ 3 Baths ⋅ S5147369 MLS
Fully furnished with a full price... Stunning Turn-Key Dual-Unit Income Property | Fully Renovated Top to Bottom | Prime Sarasota Location This meticulously renovated single-family residence with 4 bedrooms and 3 bathrooms has been completely transformed into a modern, income-producing gem on a spacious 10,048 sq ft lot (approx. 0.23 acres). The property features extensive updates throughout, including brand-new plumbing, electrical, roof, and air conditioning systems. The interior has been beautifully refreshed with a renovated kitchen featuring granite countertops, new cabinets, and an open-concept design, along with tile flooring throughout and fully renovated bathrooms. The exterior boasts fresh stucco paint for enhanced curb appeal. The interior floor plan has been thoughtfully reconfigured to include a completely independent studio unit with its own private entrance, full kitchenette, dedicated washer and dryer, and complete autonomy — ideal for multi-generational living, guests, or maximizing rental income. Both units are beautifully furnished and move-in ready, making this a true turn-key opportunity. Each unit enjoys its own private backyard space, while the generous lot size offers plenty of room to add a pool in the backyard if desired. The property also provides ample parking for multiple vehicles. Perfect for investors or owner-occupants seeking strong short- and mid-term rental performance, this home comes with proven rental records available upon request. The thoughtful design provides privacy and functionality for both living spaces. This fully renovated property offers unbeatable central Sarasota location — just minutes to Siesta Key Beach, downtown Sarasota, and surrounded by an abundance of restaurants, shopping, and entertainment options. Whether you're looking for a low-maintenance primary residence with income potential or a high-performing investment property, this fully updated and furnished dual-unit home delivers exceptional value in one of Sarasota’s most convenient and desirable neighborhoods. Don’t miss this rare opportunity — schedule your showing today!

2107 Pine Terrace, South Sarasota

Listing courtesy of DREAMPRENEURS LLC. 321-754-1738
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